Home repairs are high-stakes decisions for households with no financial slack. This guide provides a 4-level hierarchy to manage risk, preserve mental bandwidth, and protect your future agency. Learn to distinguish between cosmetic nuisances and systemic threats to prioritize repair projects and ensure every dollar strengthens your household.

Practical steps to navigate complex nonprofit and government aid systems. Get strategies for handling rejections, waitlists, and screening questions.

Create a balanced donation plan that supports both long-term causes and urgent crises, while maximizing your contribution through automation

A directory of government and nonprofit support programs and services for food, housing (also homelessness), education, health, debt and legal services.