Learn how to boost your earnings, access community resources, and build financial confidence, all on a minimum wage.

Budgeting on a $25000 Income: Suggested Percentages and Dollar Amounts

Struggling with addiction or a financial relapse? Discover practical, compassionate steps to regain emotional balance and rebuild your life.

Lower your bills today! This guide reveals 15 areas to call for discounts on utilities, phone, internet, insurance, credit cards, and more. Plus, expert negotiation psychology!

Starting your career after college? Learn how to find entry-level jobs, build financial stability, budget effectively, and secure affordable housing.

Whether it's a salary increase, a year-end bonus, an inheritance, or an unexpected windfall, having a solid plan in place will help you make the most of it and secure long-term financial success.

Decluttering can feel overwhelming, especially when faced with years of accumulated belongings and a lack of time or energy to tackle the...

From Snowballs to Avalanches: Finding the Right Debt Strategy

This article is part of the Personal Debt Series , where we offer practical strategies to pay off debt, achieve financial freedom, and...

The Pros and Cons of Credit Cards, And How to Make a Prudent Choice on Whether to Get Credit Cards or Not. 

Recover from Holiday Spending and Prepare for Next Year

This article is part of the Personal Debt Series , where we offer practical strategies to pay off debt, achieve financial freedom, and...

A directory of government and nonprofit support programs and services for food, housing (also homelessness), education, health, debt and legal services.

There are several infinitely better options than payday loans. In fact, absolutely anything is better than high-interest loans.

Payday loans are not your last hope. They are in fact your first step towards hopelessness.