A complete guide to managing brutal winter utility bills. Learn low-cost efficiency tricks, maintenance tips, financial planning, and how to access energy assistance programs.

Tired of the 3-6 month rule? Learn how to build an emergency fund that works for your life. Start with your first $400 quick-win, triage high-interest debt, and use our 16 real-life scenarios to set a custom savings goal.

A Deep Look at the Structural Forces That Make Rational Choices Look Like Bad Decisions. Make your budget work as hard as possible within the constraints of a flawed system. For a practical guide with ideas on how to manage a budget, you can read our article, " A Basic $25000 Budget ." If you're trying to build a life on $25000 a year, you’ve likely heard all the budgeting advice there is. Cook at home. Cut subscriptions. Track every dollar. You may already be doing all of th

Learn how to boost your earnings, access community resources, and build financial confidence, all on a minimum wage.

Budgeting on a $25000 Income: Suggested Percentages and Dollar Amounts

Budgeting on a $40000 Income: Suggested Percentages and Dollar Amounts