The flu can cost $200–$400 before a copay. Learn the costs of winter illness (lost wages, bill spikes, medical costs) and get practical hacks for building a financial buffer.

This comprehensive guide offers practical, empathetic strategies for individuals facing financial hardship, limited insurance, or other barriers to healthcare. Learn how to prepare for doctor visits, communicate effectively, advocate for affordable options, and leverage clinic staff and community resources to get the most from every limited appointment.

Lower your bills today! This guide reveals 15 areas to call for discounts on utilities, phone, internet, insurance, credit cards, and more. Plus, expert negotiation psychology!

Find free and low-cost healthcare, dental, mental health, and prescription resources in 2025. Tips, programs, and guidance for uninsured or underinsured individuals.

Many Americans face challenges managing holiday spending and debt, with the season often bringing unexpected financial stress. It's common for people to go over budget, and for some, the weight of last year's holiday debt carries over into the current season. You're not alone in navigating these difficulties. According to multiple studies, over 50% of Americans report exceeding their holiday budget each year. In fact, nearly 30% of consumers carry over holiday debt from the