How behavioral economics explains common spending habits: and how low-income households can use small shifts to take control of essential and everyday expenses.

Starting your career after college? Learn how to find entry-level jobs, build financial stability, budget effectively, and secure affordable housing.

Budgeting on a $85K Income: Suggested Percentages and Dollar Amounts Basic Budget Series:  for every income level: 25K , 60K , 85K , 125K For many individuals, $85000 per year provides a comfortable lifestyle, covering essentials and allowing room for discretionary spending, upgrades, and financial goals that once seemed out of reach. With an estimated gross monthly income of around $7080, after accounting for federal taxes, payroll taxes, and standard deductions, the initial

Budgeting on a $60000 Income: Suggested Percentages and Dollar Amounts

Budgeting on a $40000 Income: Suggested Percentages and Dollar Amounts

25 Key Financial Habits Every Student Should Build for Lifelong Success

Discover 20 powerful questions to ask your credit card company. Lower your APR, waive fees, boost your credit score, and cut your debt payments.

A directory of government and nonprofit support programs and services for food, housing (also homelessness), education, health, debt and legal services.

The Financial Road Map to Smart Car Buying: Learn how to calculate the total cost of ownership, choose the best payment method (cash, loan, lease), and employ expert negotiation tactics to drive away with a smart deal.

There are several infinitely better options than payday loans. In fact, absolutely anything is better than high-interest loans.

Payday loans are not your last hope. They are in fact your first step towards hopelessness.