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Minimum Wage Earners: Maximizing Your Income and Resources with Smart Strategies
Learn how to boost your earnings, access community resources, and build financial confidence, all on a minimum wage.

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Why We Spend the Way We Do: A Behavioral Guide to Household Expenses
How behavioral economics explains common spending habits: and how low-income households can use small shifts to take control of essential and everyday expenses.

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A Basic $25000 Budget
Budgeting on a $25000 Income: Suggested Percentages and Dollar Amounts

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Breaking the Cycle: How to Overcome Addiction and Manage Debt
Struggling with addiction or a financial relapse? Discover practical, compassionate steps to regain emotional balance and rebuild your life.

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15 Places to Save on Bills: Just by Calling Customer Service
Lower your bills today! This guide reveals 15 areas to call for discounts on utilities, phone, internet, insurance, credit cards, and more. Plus, expert negotiation psychology!

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How to Find an Entry-Level Job Right Out of College (And Stay Financially Secure)
Starting your career after college? Learn how to find entry-level jobs, build financial stability, budget effectively, and secure affordable housing.

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A Basic $125000 Budget
Budgeting on a $125K Income: Suggested Percentages and Dollar Amounts Earning $125000 per year offers a significant opportunity to...

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A Basic $85000 Budget
Budgeting on a $85K Income: Suggested Percentages and Dollar Amounts For many individuals , $85000 per year provides a comfortable life,...

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A Basic $60000 Budget
Budgeting on a $60000 Income: Suggested Percentages and Dollar Amounts

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A Basic $40000 Budget
Budgeting on a $40000 Income: Suggested Percentages and Dollar Amounts

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Smart Steps to Take After a Raise, Bonus, or Unexpected Windfall
Whether it's a salary increase, a year-end bonus, an inheritance, or an unexpected windfall, having a solid plan in place will help you make the most of it and secure long-term financial success.

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Recession-Proof Your Family
How to Protect Your Finances and Thrive Even in a Recession

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Building a Financially Resilient Student Life
25 Key Financial Habits Every Student Should Build for Lifelong Success

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The Hidden Cost of Clutter: 10 Ways Disorganization Is Draining Your Wallet
Decluttering can feel overwhelming, especially when faced with years of accumulated belongings and a lack of time or energy to tackle the...

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From Snowballs to Avalanches: Finding the Right Debt Repayment Strategy
From Snowballs to Avalanches: Finding the Right Debt Strategy

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Holiday Debt Detox
Recover from Holiday Spending and Prepare for Next Year

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How Community Helps You Get Out of Debt.
This article is part of the Personal Debt Series , where we offer practical strategies to pay off debt, achieve financial freedom, and...

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Mastering the Car Deal: Negotiation Tactics and Long-Term Ownership Strategies
The Financial Road Map to Smart Car Buying: Learn how to calculate the total cost of ownership, choose the best payment method (cash, loan, lease), and employ expert negotiation tactics to drive away with a smart deal.

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